How to have more Money for Travel by Reducing Living Expenses

Do you want to travel?

Do you want to travel more?

Whether it is a simple weekend trip, or a once a year travel/vacation, we need to save some money to make it happen.


One way to create more money is reducing your expenses.

It is about NEED it (Priority) or LIKE it (Desire).

Let try this:  Get a piece of paper and track your expenses for the past two weeks, after writing all the items, now mark each with “Need it” if it is really reasonable to buy it, and mark each “Like it” if you can live without it.  Get the total amounts of the items marked “Liked it” and see what you spend that should have been a travel savings.

If you really want to travel rather than staying home, you will find some ways to cut down unnecessary spending.

We understand it is not easy to save money, pay off debt while living paycheck-to-paycheck.

Personally, we don’t have a lot of material things, but we do have a lot of memories to look back and talk about later in life.

Sometime we need check our spending habits.  Open your closet, are there a lot of clothes and shoes seldom worn? Are there bags that show the price because of its label?  Finally, ask yourself, “Do I really need all these?”.  By then, you will know what you really need not just because you like it.

Now let’s try to make some changes, by reducing some expenses at home so you can have more travel money.

Reduce your bills – On a piece of paper list down all your bills.  Here are few tips to reduce them your bills:

Save electricity:


  • turn off switches if not in use.
  • set your thermostat to a comfortable temperature.
  • use a fan instead of aircon
  • replace your light bulbs with an energy efficient bulbs, we now use LED bulbs at home.
  • Always remember  to turn lights off when you leave a room.

Save on water: 


  • Small things such as turning the tap off while brushing your teeth, leaving it running wastes 6 liters/1.58 gallons of water each time.
  • Take a quicker shower and install water saving shower head.
  • Minimize the use of dish washer, if you have to clean just a couple of utensils why not do it manually. Saves water and soap too.

Save on gas: gas-icon02

  • If it is possible hang your clothes outside to dry under the sun instead of using a drying. It also saves your clothes from shrinking.

house02Reduce your housing costs – Move to a less expensive apartment or house.  Ask yourself if you really need a big house?  You can also rent out your spare room for extra cash, either doing it as a monthly rent or a short term rent such as Airbnb style.
lower percentage.jpg
Reduce interest fees and loans –Always check on your bank account balance before issuing checks to avoid overdraft fess.  Consolidate loans to a lower interest bank.

car02Reduce car expenses – Car is a more often a reduce asset.  Your just pour out money on fuel, insurance, maintenance and repairs.   Downsize your car if possible, there’s no need to have a large truck just going and off from work, seat on the workplace parking lot for 8-10hours and paying twice the amount of a small car.

If you got the opportunity to share a ride to and from work, do it. Saves you gas and mileage.  Walk or use a public transport instead of driving.

If you use your car most of the time, refuel where gas is cheaper than the others.  We buy our fuel at Costco, as they offer special price of members.  

166411-200Reduce food expenses – You can cut off grocery expenses by changing where you do your grocery.  We go to Costco to buy bulk items such as toilet paper, shampoo, toothpaste, soap and more.  Then we do the rest of our groceries at Food4Less rather than Vons or Ralphs.  You still get the same food at a lesser price.

I do a weekly meal plan and then make a shopping list from that and stick to it. This will stop you from buying unnecessary items. Also look for some manager’s special sale.

Buy generic brand or a store-brand, it is cheaper than the famous brands.

default02Cancel newspaper and magazine subscriptions – Use your computer or your phone apps to look for the latest news and trend.  That’s what all these electronic gadgets for.  Plus you save trees going paperless.

no-food-jpgStop eating out – This is a really hard for those who are used to it.  Make eating at home fun by trying new recipes and drinking cheap.  Instead of going out with friends and eating out, why not do a potluck.

couponsUse coupons – This way you can save some money when you go to grocery shopping.  Don’t be shy when using coupons in restaurants too, our goal here is to be thrifty and save money, and coupons are really a great help.

clothes_02Buy unbranded clothes – Often times you’re just paying for the brand/label.  But if the branded has its purpose makes an exception.  There’s nothing wrong with shopping at second-hand stores.  Sometime people tend to spend more on luxury items to show off.  It would more attractive to others if you live a life full of good memories instead of luxury things such as jewelries, branded bag, shoes, clothes and more.

sale boxBuy second-hand – Why pay full price when you can pay less? Use websites like Amazon, Close5, Craigslist, Ebay and more.

Garage-Sale02Sell your stuff –Looked around our house, your closet, your storage area, and your garage, look for things you don’t need it anymore and get rid of them. Donate it or sell it on Ebay, Amazon, Craigslist or Close5.  Money earned goes to the Travel Jar.

lunch02Take your lunch to work – Spending $10-15 per day on lunches adds up, instead save it by bringing your own lunch at work.  Last night’s leftover is the best way to save or cook a little more for dinner and take the felt over to work.  Just imagine this $10 per day = $50 per week = $2,600 per year.  What a great saving you can make.

coffee02.jpgBring your own coffee to work – Though this sounds not like a good tasting coffee.  If you are a coffee addict, you will get use to it but in time you will.  Preparing your instant coffee at home will save you money.
cinemaForget the movies
– Either go on the cheap days or rent a DVD from a video store or online and watch the movie at home.  Think Netflix.

no-alcohol02Cut back on alcohol drinks – Drinking every weekend will put an extra amount on your budget. Either you drink at home or stop drinking.


yosiQuit smoking – Smoking kills not only you, but also your wallet and pollutes the air. If you smoke 2 packs a week for $10each that will sum up to $1,040 per year. If you don’t want to stop smoking for your health, do it for your next travel.


Re-examine your insurance policies and check if there is a better discount that you can get (health, auto and life insurance)

Are you ready to cut off your expenses?

Start now and sooner you will see yourself traveling….




    • hi indah, thanks for liking my post 🙂 me and my husband also tries a lot to reduce spending by asking “do i need this?” or “do i like this?” … it helps 🙂 local travel we use loyalty cards and also the AARP card really helps for our hotel/motel, gives us at least 20% off 🙂 and of course credit card rewards points add to our savings 🙂


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